Overview
When you earn this professional designation, you’ll demonstrate to your colleagues and clients that you have gained a deeper understanding of the risks, costs, and benefits of disability insurance (DI), including how employer-sponsored programs work. As you advance through the three courses leading to your Disability Income Associate (DIA) designation, you’ll gain a solid foundation in how DI fits into retirement, estate, and long-term care planning, to help you do your job even better.
To earn your DIA designation, complete these required courses:
- Disability, Part I (Primer)
- Disability, Part II (Advanced Issues)
- Disability, Part III (Group and Worksite Issues)
Learning Outcomes
On completion of this designation you'll have gained a deeper understanding of the risks, costs, and benefits of disability insurance (DI), including how employer-sponsored programs work.
Course Outline
- 1.1: Understand what LTC is, when it is needed, and what it costs
- 1.2: Delve into how LTC insurance works, including policy provisions, premiums, taxation, and employer-sponsored coverage
- 1.3: Explore how LTC can and cannot be financed, including government programs, home equity, financial vehicles, and LTC insurance
- 1.4: Review insurer operations, including sales, underwriting, claims, and administration
- 1.5: Analyze the latest developments in the LTC field, including new life and annuity hybrid products
- 1.6: Review relevant terms, including issues, care scenarios, and concepts